Student Credit Cards
With high levels of cash back on rotating categories, intro 0% interest on purchases and no annual fee, the Discover it® Student Cash Back is one of the top cards available to build your credit.
Intro Purchase APR
0% for 6 Months*
Rewards Rate
Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
Ongoing APR
15.24% - 24.24% Variable*
Typical Credit Needed
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750 - 850 / Excellent Credit
700 - 850 / Good Credit
650 - 699 / Fair Credit
550 - 649 / Poor Credit
Annual Fee
$0
Card Brand
Discover
More info about Discover it® Student Cash Back
This card is a great choice for consumers who are new to credit and don't want to put up $200 or more for a security deposit on a secured credit card.
Apply Online
Fast and easy application process
No Hidden Fees
No deposit required and no penalty APR
Build Credit
Reports to all three major credit bureaus
Typical Credit Needed
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750 - 850 / Excellent Credit
700 - 850 / Good Credit
650 - 699 / Fair Credit
550 - 649 / Poor Credit
Annual Fee
$29
Card Brand
Mastercard®
If you drive or eat out, the cash rewards, intro 0% interest on purchases and no annual fee, make the Discover it® Student chrome a smart choice to build your credit history.
Intro Purchase APR
0% for 6 Months*
Bonus Rewards
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically.
Ongoing APR
15.24% - 24.24% Variable*
Typical Credit Needed
|
|
|
|
|
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750 - 850 / Excellent Credit
700 - 850 / Good Credit
650 - 699 / Fair Credit
550 - 649 / Poor Credit
Annual Fee
$0
Card Brand
Discover
More info about Discover it® Student chrome
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
In the past few years, student credit cards have developed excellent features to help students manage credit card expenses, payments, and debts and reward students for effective financial management. Some, for instance, offer rewards that can be redeemed in the campus bookstore, on iTunes, or to buy concert tickets or pizza in local restaurants. Although some student credit cards are specifically designed for college students, you should also consider standard credit cards oriented towards consumers who are building credit or may have a fair credit rating.
The best credit cards for students may also offer convenient ways to help parents transfer money to kids and then track their child’s use of the card to ensure that the student is using it responsibly. Best of all, students can use these credit cards to build up their independent credit history and good credit score so that once they leave school they will be in a solid position to potentially borrow money from banks or lenders.
As with any credit card, you should first check the APR and other rates, fees, and charges including any annual fees. Carefully compare those for each student credit card – while taking any rewards and benefits into consideration. If some of the terminology card companies use to explain their plastic sounds like Greek to you, don’t worry. You can refer to the glossary provided on our site for user-friendly translations that don’t require an advanced post graduate degree to understand.
In general college students seek the following type of credit cards:
Whatever the reason, students often look for a quick fix to meet their needs during their full time job of earning a degree. Before you sign up for the instant approval student credit cards that offer you a free t-shirt, make sure you understand the terms and conditions.
