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Private student loan comparison

Compare available options carefully.

Rates and eligibility depend on the lender, borrower, co-signer, school, loan amount, and other factors. Review federal aid first and read each lender’s final disclosures before applying.

Before selecting a lender

  • Compare APR—not only the interest rate.
  • Calculate total repayment under the same loan amount and term.
  • Review fixed and variable-rate risks.
  • Understand co-signer responsibility and release rules.
  • Confirm hardship, deferment, and discharge provisions.